Financial Institutions

Built global.

‍Trusted by Santander

Payment Engine Payment Engine

Payments Hub

A cloud-native platform built for banks, financial institutions, and corporates. Process account-to-account payments in real time, optimize operations, and stay compliant — locally and globally.
Select the best route for each of your payments Select the best route for each of your payments

Smart Routing

Select the best route for each of your payments, ensuring the cheapest and most efficient processing—without modifying your infrastructure.
Gain seamless access to SEPA Credit Transfer (SCT) and SEPA Credit Transfer Instant capabilities to send, receive and manage euro payments across Europe Gain seamless access to SEPA Credit Transfer (SCT) and SEPA Credit Transfer Instant capabilities to send, receive and manage euro payments across Europe

SEPA Sponsorship

Gain seamless access to SEPA Credit Transfer (SCT) and SEPA Credit Transfer Instant capabilities to send, receive and manage euro payments across Europe — without the burden of direct scheme participation. Technology powered by PagoNxt Payments. Sponsorship backed by Santander.

New regulations for Instant Payments took effect across the EU and EEA on February26, 2024. Yet, according to latest research, only 5% of banks are fully prepared for SEPA Instant.Real-time capabilities are now critical to stay competitive.

Are you ready for Instant Payments?
Explore our success story with Investec Explore our success story with Investec
Explore our success story with Investec
"The PagoNxt Payments Hub platform combined with Santander’s in-house payments expertise aligns with our payment infrastructure and business needs"
Annalisa Ludwinski, Head of Correspondent Network Management at Investec
"The PagoNxt Payments Hub platform combined with Santander’s in-house payments expertise aligns with our payment infrastructure and business needs"

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