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Payments Engine

One platform.

Every payment.

Trusted by Santander

Modernise account-to-account payments, connect to domestic and international payment schemes and gain complete operational control. Trusted to handle 16 billion transactions per year

The SaaS engine behind your payment flows

Manage multiple payment types and schemes through one integrated flow, without the burden of maintaining legacy infrastructure.
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All you need to modernise payment operations

A woman making a payment using a card and a cell phone. A woman making a payment using a card and a cell phone.

Initiate payment instructions through multiple channels

Initiate payment instructions through APIs, file uploads or manual channels, giving your institution flexibility to support different business lines, customer journeys and operational needs.
Initiate payment instructions through APIs, file uploads or manual channels, giving your institution flexibility to support different business lines, customer journeys and operational needs.
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Manage exceptions and unhappy flows

Handle returns, recalls, investigations, repairs, cancellations, reprocessing and manual interventions through controlled operational processes.
Handle returns, recalls, investigations, repairs, cancellations, reprocessing and manual interventions through controlled operational processes.
A woman making a payment at a coffee shop using a card and a cell phone. A woman making a payment at a coffee shop using a card and a cell phone.

Orchestrate and route payments intelligently

Configure how payments are processed and routed across schemes, sponsor banks, internal transfers, currencies, priorities and operating models.
Configure how payments are processed and routed across schemes, sponsor banks, internal transfers, currencies, priorities and operating models.
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Support scheme and regulatory change
Operate with a platform designed for ISO 20022, scheme evolution, richer payment data and future market infrastructure requirements.
Operate with a platform designed for ISO 20022, scheme evolution, richer payment data and future market infrastructure requirements.

Discover our connectivity models

Access leading payments schemes

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Instant credit transfer global map
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Hight value and international payments global map

Built by payments practitioners. Proven in bank live environments. Designed for regulated growth.

Quantum Quantum

See every payment. Act in real-time.

Payments Hub includes a unified operations portal that brings together payment operations, technology oversight, and business intelligence into a single real-time experience.

Fintech speed. Banking reliability

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Built to grow

Your payments infraestructure. Your growth engine. Built to give your team full control — so every transaction works for your business, not against it.
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Upgrade. Don´t replace

Modernize your payment stack. Keep your core. Adopt what you need, when you need it. No full replacement. No operational risk. Just a modular upgrade that integrates with your existing infrastructure.
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Go global

Operate cross-border without friction. 40+ markets, 20+ currencies and one connection. Our global payment rails have delivered up to 200% growth in international transaction volume for our clients.
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Speed meets scale

Built to move fast. Designed to last. Cloud-native architecture and API-first design for fast time-to-market. Backed by infrastructure that processes 16B+ transactions annually.

Built for developers,
by developers

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API-driven architecture

Seamless integration with your existing systems.
Go to API Reference
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Comprehensive documentation

Seamless integration with your existing systems.
Go to User Guides

Check our use cases

The most innovative companies trust in Getnet Platforms
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Payment Engine
A cloud-native platform built for banks, financial institutions, and corporates. Process account-to-account payments in real time, optimize operations, and stay compliant — locally and globally.
See the Use Case
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SEPA Sponsorship
Gain seamless access to SEPA Credit Transfer (SCT) and SEPA Credit Transfer Instant capabilities to send, receive and manage euro payments across Europe — without the burden of direct scheme participation.
See the Use Case
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Smart Routing
Select the best route for each of your payments, ensuring the cheapest and most efficient processing—without modifying your infrastructure.
See the Use Case

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